Fort Walton Beach Homes under $300,000

Fort Walton Beach Homes under $300,000

Welcome to Fort Walton Beach, a charming coastal gem nestled in Okaloosa County, Florida! Known for its stunning white-sand beaches and vibrant community, Fort Walton Beach offers a perfect blend of relaxation and recreation. With its rich history and welcoming atmosphere, this city is an ideal destination for families, retirees, and anyone looking to enjoy the beauty of Florida's Emerald Coast.

Fort Walton Beach boasts a diverse array of outdoor activities, from fishing and boating in the Gulf of Mexico to exploring the scenic parks and nature trails. The nearby Okaloosa Island provides additional opportunities for sun-soaked days and thrilling water sports. Moreover, the city is home to a variety of dining options, local shops, and cultural attractions, ensuring there’s always something to do.

For those considering a move to this idyllic locale, you’ll be pleased to discover that Fort Walton Beach offers a selection of homes under $300,000. This makes it an accessible option for first-time buyers, families, and investors alike. With charming single-family homes, cozy townhouses, and even some waterfront properties available, you can find the perfect residence to suit your lifestyle and budget.

Imagine waking up to the sound of waves and enjoying breathtaking sunsets from your own backyard. Whether you're looking for a permanent residence or a vacation home, Fort Walton Beach is ready to welcome you with open arms. Explore the possibilities today and take the first step toward your dream home in this beautiful coastal city!

Newest Fort Walton Beach Homes under $300,000

303 N Beal Pkwy, Fort Walton Beach
$295,000
2 Beds ⋅ 1 Baths ⋅ 1013209 MLS
Great little home in a park like setting. This home has an open concept. When you enter from the front door you are in the family room. To your right is your fireplace and large screen TV, to your left is a is your two bedrooms and your bathroom. In front of you is your dining and kitchen. If you go to the door in the family room to your right, that leads you into your garage. 18 ft x 11 garage. Room for your vehicle, freezer and your washer and dryer. Inside in the kitchen you have an open view into the family room. The door in the kitchen leads out to the 18x9 ft screened in porch. Your back yard is full of fruit trees-oranges, peaches, plums, lemons and tangerines. You also have separate living quarters in your 10x16 man cave. This is sold as is. With a little imagination, you can make this into a great Father-n -law suite.

303 N Beal Pkwy, Fort Walton Beach
119 Jamestown Ave, Fort Walton Beach
$300,000
3 Beds ⋅ 2 Baths ⋅ 1013143 MLS
Welcome to 119 Jamestown Avenue, a move in ready Fort Walton Beach gem in a location that is hard to beat! This charming 3 bedroom, 2 bathroom home offers 1,348 square feet of comfortable living space and is a fantastic opportunity for a first time homebuyer, military buyer, or anyone looking for an affordable home close to everything. Location is a major highlight here! Enjoy being tucked into an established neighborhood just minutes from the water while still having everyday conveniences right around the corner. Walmart, shopping, local favorites, and plenty of delicious restaurants are approximately five minutes away, with the beaches, military bases, and everything Fort Walton Beach has to offer within easy reach. Inside, the home is truly move in ready with a functional layout and plenty of updates already completed for you. Major improvements include a 2023 water heater, updated plumbing fixtures, a replaced main water line with PEX piping, water pressure regulator, and an updated electrical panel from 2019. You'll also find updated toilets, a modern kitchen faucet, and a newer bedroom ceiling fan. Outside, mature live oak trees add that classic Florida charm, while the irrigation system with lawn pump makes maintaining the yard a breeze. The two car garage is an added bonus with built in workbenches and shelving, perfect for projects, hobbies, or extra storage. Affordable, move in ready, close to the water, and minutes from everything you need... 119 Jamestown Avenue just might be the hidden gem you've been waiting for!

119 Jamestown Ave, Fort Walton Beach
339 Nw Barbara Dr, Fort Walton Beach
$295,000
3 Beds ⋅ 2 Baths ⋅ 1006986 MLS
Single story ranch home off Wright Pkwy. Storage shed under carport for extra storage. Large back yard and tons of parking!

339 Nw Barbara Dr, Fort Walton Beach
2 Nw Cinderell Ln Unit A, Fort Walton Beach
$205,000
2 Beds ⋅ 2 Baths ⋅ 1013016 MLS
2 bedroom, 1.5 bath attached townhome in Azalea Gardens. Built 1993, approximately 1,135 sq ft. Convenient Fort Walton Beach location. Sold as-is. Buyer to verify all information.

2 Nw Cinderell Ln Unit A, Fort Walton Beach
371 Nw Oakland Circle Ft, Fort Walton Beach
$260,000
3 Beds ⋅ 2 Baths ⋅ 1012841 MLS
BRAND NEW ROOF 2026. REWIRED 2026. This 3-bedroom, 1.5-bath residence in Fort Walton Beach, with an expansive and functional layout, filled with natural light throughout the entire home. With comfortable living spaces and flexible room options, this home is ready to accommodate a variety of needs. The spacious living room offers a comfortable gathering space with LVP flooring, fresh interior paint, and extra storage space. The kitchen features classic wood cabinetry with ample storage and connects seamlessly to the dining area, creating a convenient space for everyday living. All bedrooms also feature LVP flooring, fresh interior paint, generous closet space, and versatile spaces for furnishings and personal touches. This home features a versatile extra room that offers plenty of flexibility for a home office, den, playroom, or additional living/storage space which features laminate flooring. Stepping outdoors to your fenced-in/covered patio/breezeway with expansive space for either luxury outdoor seating or extra storage. The generously-sized backyard includes two storage sheds.

371 Nw Oakland Circle Ft, Fort Walton Beach
109 Glory Pl Unit UNIT C, Fort Walton Beach
$265,000
2 Beds ⋅ 3 Baths ⋅ 1012609 MLS
SUPER CUTE, well maintained, move in ready, 2 bedroom, 2 1/2 bathroom, townhome conveniently located! Both bedrooms have their own full bathroom with plenty of closet space. Oversized master bedroom and large living space with fenced in backyard and a garage and gutters! Carpet upstairs and beautiful LVP downstairs, roof and flooring 3 years ago, hot water heater about 5 years ago, fence 6 months ago, includes irrigation in back yard.

109 Glory Pl Unit UNIT C, Fort Walton Beach
210 Pelham Rd Unit C211, Fort Walton Beach
$115,000
1 Beds ⋅ 1 Baths ⋅ 1012703 MLS
Waterfront unit directly on Cinco Bayou. Great view from the balcony and bedroom overlooking the bayou and a natural preserve area. Boat slips are available, at no cost, on a first come first serve basis. There is a dry storage area available as space allows. The complex offers a dock, boat slips, fishing, fish cleaning station, pool, tennis/basketball court and on-site laundry facility. Large living/dining room opens to kitchen. Kitchen offers breakfast bar, built-in microwave, pantry cabinet and tile backsplash. Large bedroom on the water with access to the balcony. The bathroom features a tile walk-in shower and separate vanity area. Tile flooring throughout the unit. The HVAC was installed in 2021 and the hot water heater was installed in August 2026. This unit is move-in ready.

210 Pelham Rd Unit C211, Fort Walton Beach
26 Eglin St, Fort Walton Beach
$255,000
3 Beds ⋅ 4 Baths ⋅ 1012098 MLS
BIG VISION? BRING IT. TOOL BELT? PACK IT. This 2,013 SF Fort Walton Beach home brings the SPACE: 3 bedrooms, 4 full bathrooms, TWO living areas, a flex room/office, inside laundry, and double carport. Let's be clear--she needs updates, TLC, and a NEW ROOF. But the footprint and possibilities are here. New gas water heater (2025), gas heat, and AC currently running cold. Sold AS IS. Bring your contractor, your imagination, and your measuring tape. The pretty part comes later. The opportunity is already here.

26 Eglin St, Fort Walton Beach
210 Pelham Rd Unit 214 A, Fort Walton Beach
$129,000
2 Beds ⋅ 2 Baths ⋅ 1012673 MLS
REO Property. Waterfront corner unit condo offering water views from the kitchen, balcony, AND master bedroom! This spacious 2 bedroom, 2 bath unit is located in a sought-after waterfront community featuring a sparkling pool, tennis courts, and convenient on-site laundry facilities. Enjoy waterfront activities just steps from your front door -- no need to drive to the beach when resort-style living is right outside! Ideally situated near shopping, schools, and offering an easy commute for work. Just a short drive to Hurlburt Field and Eglin AFB, making this a prime location for military families. Local beaches are also just minutes away for those sunny weekend getaways. Corner unit placement provides added privacy.

210 Pelham Rd Unit 214 A, Fort Walton Beach
803 Holbrook Circle Ft, Fort Walton Beach
$269,900
3 Beds ⋅ 2 Baths ⋅ 1012102 MLS
Spacious 3-bedroom, 2-bath townhome offering over 2,400 sq ft with NO HOA fees! Features a downstairs primary suite, open kitchen with vaulted ceilings, flexible upstairs loft, and 2-car garage. Roof replaced in 2023 and water heater in 2025. Conveniently located near Fort Walton Beach Medical Center, Eglin AFB, Hurlburt Field, shopping, dining, and more. Great layout with plenty of space and potential!

803 Holbrook Circle Ft, Fort Walton Beach
316 Sw Hollywood Blvd, Fort Walton Beach
$284,900
3 Beds ⋅ 2 Baths ⋅ 1011893 MLS
100% Updated 3/1.5 With Garage -- 1,100 Sq Ft This home is fully updated and move-in ready, offering clean modern finishes at an affordable price. Upgrades include: 2026 brand-new roof 2026 AC system Fresh interior and exterior paint Fully remodeled bathrooms Full cosmetic improvements throughout New refrigerator & microwave Added upper white kitchen cabinets Perfect opportunity for buyers wanting a fully updated home without the wait.

316 Sw Hollywood Blvd, Fort Walton Beach
112 Skinner Cir Unit A, Fort Walton Beach
$229,000
2 Beds ⋅ 2 Baths ⋅ 1011773 MLS
This charming 2-bedroom, 2-bath corner-lot townhouse offers plenty of space, privacy, and flexibility, making it an ideal starter home or investment property. The spacious living room flows into a dining area, creating a comfortable layout for everyday living and entertaining. A bright bonus sunroom/office overlooks the large backyard, providing the perfect spot for a home office, reading area, or additional living space. Upstairs, a versatile extra room can be used for crafts, storage, or another office. The corner lot provides additional parking and a larger-than-average backyard featuring a fire pit and paver patio, perfect for outdoor gatherings, along with a covered lean-to for convenient additional storage. With its desirable corner location, flexible spaces, and generous outdoor area, this townhouse offers both comfort and excellent potential for its next owner or investor. Hot Water Heater -2022 Roof- 2022

112 Skinner Cir Unit A, Fort Walton Beach
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