Emerald Coast - Waterfront Homes

Experience the natural beauty and coastal charm of Florida’s Emerald Coast — a breathtaking region where emerald waters, white-sand beaches, and a laid-back lifestyle come together effortlessly. Stretching from Destin and Miramar Beach to Fort Walton Beach, Navarre, and the scenic 30A communities, this shoreline is home to some of the most captivating waterfront properties in the Southeast.

Waterfront homes along the Emerald Coast offer an unmatched connection to the water, whether you prefer Gulf-front living, peaceful bay views, or serene coastal lakes. These properties often feature expansive windows, generous outdoor living spaces, private docks, and easy access to boating, paddleboarding, and sunset strolls along the shore. Every home feels like a retreat, blending natural beauty with the comfort and elegance of upscale coastal living.

Beyond your doorstep, the area offers endless opportunities — fresh seafood restaurants, boutique shopping, nature trails, water adventures, and vibrant communities that each bring their own unique charm. Whether you’re looking for a vacation getaway, investment property, or a forever home, waterfront living along the Emerald Coast offers a lifestyle that’s as relaxing as it is inspiring.

Use the button below to explore available waterfront homes and find your new favorite place along the Emerald Coast.

Newest Waterfront Homes

$1,700,000
4 Beds 4 Baths 1011628 MLS
Discover this stunning custom built home at 461 Matt's Way, located in the gated community of Lakeside at Blue Mountain Beach. Designed by Archiscapes & offering views of the preservation area around Redfish Lake, this thoughtfully crafted residence is an exceptional blend of privacy, comfort, & proximity to the Gulf. Complete with 4 spacious bedrooms, an office, 3 full bathrooms each with double vanities plus a powder room, this house is perfect for families & investors alike. Enjoy details such as a master suite on the 1st & 2nd floor, walk-in closets, custom trim work & walnut wood floors throughout. At the heart of the home, a bright, open-concept kitchen with a large island creates an inviting setting for entertaining & everyday living. Relax on the enlarged front porch or one of two rear screened porches, take a swim in the neighborhood pool or stroll a half mile to the Gulf. Quality construction includes impact windows, a metal roof, hardie board siding, & a one-car garage with epoxy-coated flooring. Ample storage is available in the attic and on the concrete slab beneath the house. This property is a short walk from shopping, dining & activities in Redfish Village & Blue Mountain Beach. In addition, the home has easy access to the Longleaf Pine Trail leading through the Point Washington State Forest. Whether envisioned as a primary residence, coastal retreat, or investment property, 461 Matts Way captures the relaxed charm of life in Blue Mountain Beach.

461 Matts Way, Santa Rosa Beach

$2,850,000
3 Beds 5 Baths 1011673 MLS
Experience timeless elegance and waterfront serenity in this extraordinary Mediterranean-inspired estate, perfectly positioned on a sprawling bayfront lot. From the moment you arrive, the home's graceful arches, warm architectural details, and inviting courtyard create an unforgettable first impression, setting the stage for a lifestyle defined by beauty, comfort, and coastal charm. Inside, the residence unfolds with refined sophistication. A spacious living room anchored by a stunning fireplace opens to breathtaking bay views, creating the perfect setting for both relaxed evenings and elegant entertaining. The formal dining room showcases exquisite custom plaster-finished walls, offering a rich and artistic backdrop for memorable gatherings. At the heart of the home, the chef's kitchen is as functional as it is beautiful, featuring a striking brick accent wall, double ovens, a gas range, and an oversized island with a butcher block top. Sunlit and inviting, the eat-in kitchen overlooks both the tranquil koi pond and the sparkling bay beyond, seamlessly blending indoor and outdoor living. Just off the kitchen, a cozy sitting room with its own fireplace provides the perfect retreat for quiet mornings or intimate conversations. The thoughtfully designed split floor plan offers privacy and comfort, highlighted by a luxurious master suite that includes a rare original 1940 greenhouse feature, adding a touch of history and charm. The spa-like master bathroom invites relaxation with a large soaking tub, separate shower, and an expansive walk-in closet. Three additional bedrooms, each with their own full bathrooms, ensure comfort for family and guests alike, with one guest suite featuring its own fireplace for added warmth and character. A gallery-style hallway runs through the home, offering the perfect space to display art and personal collections. Outdoors, the property transforms into a true private oasis. Multiple water features, including a beautifully stocked koi pond, create a peaceful, resort-like atmosphere. The custom covered patio and pergola with an outdoor fireplace and built-in grilling area make entertaining effortless, while the expansive lawn stretches to the water's edge, complete with a seawall and direct bay access. Adding a sense of fun and uniqueness, the grounds also feature a zip line and a custom playhouse, making this estate as playful as it is luxurious. Blending classic Mediterranean architecture with modern comforts and unparalleled waterfront living, this one-of-a-kind property offers a lifestyle that is both elegant and unforgettable. Whether enjoying quiet sunsets over the bay or hosting gatherings under the stars, this home is a rare opportunity to own a true coastal masterpiece.

518 Bunkers Cove Rd, Panama City

$800,000
3 Beds 3 Baths 1011671 MLS
OPEN HOUSE this Saturday 09/12 from 12-2pm || There's a version of Florida people chase for years and never quite find. It looks like this: a wall of open water out your back door, 112 feet of it, dolphins passing through some evenings, with nothing between you and the sunset but the tide. THIS is that version. The dock does the heavy lifting here. Covered boat slip, a chain swing hanging off the edge for evenings when you're not in a hurry to go anywhere, and it was re-decked in 2025, so what looks good also holds up. Then there's the part that's hard to find anywhere else: two massive covered balconies, stacked across two full levels, both with an unbroken water view. That's not a porch, that's an outdoor living room times two, rain or shine, with the bay doing all the decorating. There's a hot tub too, for the nights the bay air gets a little cool and you're not quite ready to head inside. The house sits high up on pylons, which means when everyone else is nervously watching the weather app during storm season, you're not. The property flooded during both Ivan and Sally, and stayed dry inside both times, so that's not a guess, that's a track record. Hurricane rated tempered glass, exterior cameras, and motion detection cover the rest. There's also a 1,000 lb. rated lift running to all three levels, doing double duty as a utility hauler and a disability lift, so this isn't a house you age out of or have to explain to family who can't do stairs. Built in 2002 and clearly cared for since. Roof was replaced in 2021, the carport soffit and subfloor got upgraded in 2025, the back staircase has been rebuilt, and the foundation's been reinforced twice to keep everything level. None of that is glamorous, but it's the kind of stuff that saves you money and headaches down the road. A portion of the lot sits under a conservation easement, which keeps a natural, wooded buffer along part of the property, good for privacy and good for the shoreline. No HOA here, nobody telling you what color to paint your dock or when you can have people over. Short-term rentals are allowed too, so if you're not using it every week, someone else can be astounded at the view. Quiet street, end of the road, tucked into the trees, but still only 15 minutes to the beach or I-10, and about 40 minutes to Fort Walton or Pensacola. Real water, real sunsets, and the kind of evenings people move to Florida for in the first place. Call or text the listing agent today to schedule a tour.

7109 Wells Ave, Navarre

$6,250,000
5 Beds 7 Baths 1011598 MLS
Set along 122 feet of bayfront, this exceptional custom residence brings together refined craftsmanship, scale and an extraordinary waterfront setting. Expansive windows capture sweeping bay views, while oversized glass sliders open the living spaces to outdoor areas designed for entertaining. The home offers five bedrooms(primary and one guest on the main level) each with a private en-suite bath, plus a powder room and dedicated pool bath. Italian marble, natural stone, custom glass tile, wide-plank wood floors, statement lighting, natural wood ceilings and beams, custom cabinetry and thoughtfully designed closets elevate the interiors. The chef's kitchen features commercial-grade appliances, built-in and wine refrigeration, an ice maker, quartz countertops and an oversized island. A resort-style pool and spa overlook the bay from a shell-stone terrace surrounded by mature palms and custom landscaping. The covered porch includes an outdoor fireplace, summer kitchen and electric screens, while a five-person sauna adds a private wellness amenity. Beyond the pool, a private sandy beach, waterfront fire pit and seating area meet the water's edge. An existing seawall and room for a future dock make boating part of daily life. Upstairs, covered terraces capture the views alongside a theater, full gym and secondary laundry room. Home automation, custom electric shades, a generator, tile roof and three-car, climate-controlled finished garage with metallic-flake epoxy floor

400 E Shipwreck Rd, Santa Rosa Beach

$1,549,000
4 Beds 5 Baths 1011320 MLS
Deepwater Boat Slip! 136 Indian Bayou Dr. is a 4BR, 3.5BA waterfront home in the desirable Indian Bayou neighborhood with prized deepwater access. A standout feature of the property is its substantial dock and boat slip, capable of accommodating a 45-50 ft. boat, with additional dockage for multiple boats and other watercraft. The dock also features a large deck and fish-cleaning station. A designated No Wake Zone begins at the outer edge of the property, an especially desirable feature that reduces passing boat wakes at the dock and along the shoreline while still providing convenient access to Choctawhatchee Bay and the Gulf. The heartbeat of the home is the great room which is a welcoming gathering place and a central access point to the kitchen, two dining areas the screened enclosure - which includes a swimming pool - outdoor covered kitchen with large counter/bar in an relaxing waterfront setting. The kitchen adjoins the breakfast/dining area and features, an island with smooth cooktop, breakfast bar, built-in menu desk, and stainless appliances. A separate formal dining room provides additional entertaining space. The first-floor primary suite accesses the pool deck. Primary suit bath features double-sink vanities, garden tub, separate roll-in shower, 2 linen closets and a separate walk-through closet. Crown moulding is featured in all 4 bedrooms. The three full baths have upgraded showers or shower/tub combinations. The living room and primary suite open to the large, screened pool lanai overlooking the dock and Indian Bayou. The outdoor living area includes an outdoor kitchen and convenient half-bath. Recent improvements include fresh interior and garage paint, new carpet, a new garage door & lift, new decking on a portion of the dock. Additionally, a Generac natural gas generator, exterior window shutters, central vacuum system, circular driveway with 7+ car parking and unfinished but hard floored attic for additional storage. Indian Bayou is an established waterfront and golf course neighborhood, situated along the boat friendly waters of Indian Bayou, with access to Choctawhatchee Bay, the Intracoastal Waterway and the Gulf of America through East Pass. This property is ideal for homeowners who want to enjoy the boating and golfing lifestyle in Destin.

136 Indian Bayou Dr, Destin

$6,250,000
5 Beds 8 Baths 1011458 MLS
Set along the bay in sought-after Driftwood Estates, 525 Driftwood Point Road is a newly constructed residence defined by thoughtful design, refined materials, and an exceptional connection to the outdoors. Created for both relaxed coastal living and effortless entertaining, the home pairs generous gathering spaces with private retreats and resort-inspired amenities. The outdoor living spaces are a natural extension of the home, thoughtfully designed for both relaxation and entertaining. A spacious pool and spa anchor the backyard, surrounded by an expansive pool deck. Beneath the second-floor deck, a covered outdoor living area features a fully equipped outdoor kitchen and fireplace, all protected by motorized screens for year-round comfort. Above, an impressive 800-square-foot deck with composite decking and tempered glass railings preserves the stunning views and provides another exceptional space to unwind or entertain. Inside, exceptional craftsmanship is evident in the carefully curated finishes and custom details throughout. The gourmet kitchen showcases elegant Taj Mahal countertops, premium Sub-Zero and Wolf appliances, custom white oak cabinetry, and a beautifully appointed butler's pantry highlighted by a striking wine feature wall. The bathrooms continue the home's refined aesthetic with walnut cabinetry, sophisticated stone surfaces, distinctive wallpaper, and thoughtfully selected finishes. The primary suite offers a private retreat with direct access to the pool and backyard through expansive sliding doors. Its beautifully appointed en-suite bathroom is complemented by an oversized walk-in closet with convenient direct access to the laundry room, creating a space that is as functional as it is luxurious. Designed to accommodate both everyday living and extended stays, the home also features a dedicated theater room, bunk room, elevator, and a complete in-law suite with its own kitchen, laundry, and private balcony. A spacious three-car garage offers abundant room for vehicles, recreational equipment, and additional storage. With its exceptional bayfront setting, sophisticated interiors, and expansive resort-style outdoor living spaces, 525 Driftwood Point Road presents a distinctive opportunity to experience the very best of coastal living.

525 Driftwood Point Rd, Santa Rosa Beach

$1,468,000
4 Beds 4 Baths 1010897 MLS
This is truly a one of a kind bayou estate--complete with pool, dock, and unforgettable views. A rare opportunity to own your forever waterfront retreat. Tucked away at the end of a quiet cul de sac along the protected waters of Cinco Bayou, this beautifully designed 4BR/4BA home offers over 3,300 sq. ft. of comfortable luxury--and nearly 159 +/- feet of breathtaking bayou water frontage to enjoy every single day. The outdoor living spaces set the tone for relaxation and fun. An upper level deck, a covered lanai, a sparkling pool, outdoor kitchen, terrace level kitchen, bar, and TV all come together to create a private, resort style oasis ideal for gatherings large or small. Step down to the lush green lawn and you'll find an additional seating deck overlooking the water, plus a deep water dock with a covered slip and electric lift. The adjacent shallow water canal is also deeded to the property almost surrounding the rear of the property with stunning water views. Inside, the main level welcomes you with rich hardwood floors and sweeping bayou views framed by a wall of windows. This floor features the primary suite, a guest room, office, dining area, and a chef's kitchen outfitted with high end appliances. The terrace level adds even more flexibility with a second master suite and an additional bedroom/office/family room--all with easy access to the pool deck and backyard. (see more) Every corner of this home is designed to embrace the beauty of waterfront living while offering privacy, comfort, and exceptional spaces for entertaining.

271 Nw Ewing Ct, Fort Walton Beach

$1,350,000
3 Beds 3 Baths 1011478 MLS
Welcome to 54 Nickajack S, a beautifully maintained 3-bedroom, 3.5-bath home tucked into the gated Forest Lakes community of Blue Mountain Beach. Situated on a private lot backing to a peaceful natural area and pond, this home offers a serene setting while remaining convenient to the beach, 30A, Gulf Place, Grayton Beach and nearby dining and shopping. Recent updates include fresh interior paint and refinished hardwood floors throughout. The thoughtfully designed floor plan features a spacious primary suite on the main level overlooking the pond, complete with an ensuite bath featuring a steam shower, jetted tub, dual vanities and walk-in closet. The kitchen is equipped with stainless steel appliances and opens to comfortable living and gathering spaces. Upstairs are two additional bedrooms, including a bunk room currently configured with two twin-over-queen bunk beds. A large screened-in sunroom extends the living space and takes advantage of the home's wooded, private surroundings. Currently operated as a vacation rental, the property generated approximately $58,150 in gross rental revenue while also accommodating approximately 60 days of owner use. Rental history is available upon request. Past rental performance is provided for informational purposes only and is not a guarantee of future results. Forest Lakes is bordered by state forest and features cobblestone streets, mature landscaping and a scenic community lake. Neighborhood amenities include a community pool, covered picnic pavilion with grills, playground, catch-and-release fishing lake and nature trails. Gulf View Heights public beach access is less than one mile away, and the home is conveniently located near the 30A multi-use path. Four adult bikes are currently included with the property. With its private pond-side setting, main-level primary suite, screened outdoor living space, established rental history and convenient Blue Mountain Beach location, 54 Nickajack S offers a compelling opportunity along 30A.

54 S Nickajack, Santa Rosa Beach

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